Our Services
Financial Planning with Purpose
Financial planning is not an investment product, but rather an ongoing process designed to help you achieve your goals by making smart decisions. It begins by evaluating your current financial situation, identifying and clarifying your goals, designing the appropriate plan for pursuing them, and monitoring its progress over time. We look at planning through a wide lens and develop strategies designed to pursue your short- and long-term goals.
Income & Retirement Planning
Preserving your wealth and maintaining your standard of living are among your highest priorities. People are living longer today, so the possibility of spending 30 years in retirement requires careful planning and disciplined investing. We can create a plan for monthly distributions from your portfolio designed to preserve your principal. We can also assist you with longevity planning, required minimum distributions, income planning, tax strategies, asset preservation and reallocation, account titling and beneficiaries, multigenerational wealth transfer and charitable giving.
RMD's are generally subject to federal income tax and may be subject to state taxes. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Business Succession & Liquidity Planning
Transitioning out of your business is one of the most significant financial events of your life. We help you plan your exit—whether through a sale, merger, succession, or step-back strategy—with clarity, confidence, and tax efficiency. Our goal: to turn your business equity into lasting personal freedom. Succession isn't an event—it's a process. We help you prepare the next generation of leaders, reduce transition risks, and preserve business value. Whether succession stays in the family or shifts to key employees or buyers, we help ensure your financial future remains protected through every phase.
Tax Efficiency Planning
Taxes are one of the greatest expenses in wealth management—and one of the most controllable. We work proactively to help reduce your tax exposure across investments, income, retirement accounts, business exits, and estate plans. Our integrated tax strategies aim to keep more of your money working for your purpose.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Estate, Charitable Giving & Trust
Your legacy isn’t just what you leave behind—it’s how you live today. We help coordinate estate plans that minimize taxes, preserve assets, and ensure your wealth passes according to your wishes. From trust structures to charitable giving and family communication, we guide you through complex decisions with clarity and care.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Portfolio Management
We don’t guess—we invest with intention. Your portfolio is tailored to your goals, risk tolerance, and time horizon. Through strategic asset allocation, disciplined rebalancing, and thoughtful integration of alternatives when appropriate, we seek to balance return with resilience. Our focus: long-term performance with purpose.
Rebalancing a non-retirement account could be a taxable event that may increase your tax liability. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Asset Protection & Insurance Planning
Unforeseen risks can erode everything you’ve built. We assess liability exposure, insurance needs, and entity structures to help shield your assets from avoidable threats. From life insurance to umbrella policies and business protections, our planning helps ensure you’re prepared for the unexpected.
Private Wealth Services
Affluence brings complexity—and opportunity. Our private client services are designed for high-net-worth individuals and families who want bespoke solutions, proactive tax planning, asset protection, concierge-level service, and multigenerational strategies. We bring clarity and confidence to the sophisticated challenges of significant wealth.
Private & Alternative Investment Opportunities
Access potential opportunities not found in traditional markets. From private equity and real estate to structured investments and niche strategies, we help you explore alternatives that may enhance diversification, improve tax outcomes, and align with your personal objectives and risk tolerance.
Alternative Investments involve substantial risks that
may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. These risks include but are not limited to: limited or no liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided.
Executive Financial Planning
We serve leaders who don’t have time for guesswork. From stock options and deferred compensation to concentrated equity and golden handcuffs, we simplify the financial lives of executives. Our planning focuses on tax efficiency, wealth extraction, and long-term freedom—so you can lead boldly today and retire confidently tomorrow.
Family Governance & Multigenerational Wealth
Wealth that lasts is wealth that’s understood. We help families develop shared vision, financial fluency, and a culture of stewardship. Through education, communication frameworks, and succession planning, we ensure your values transfer as powerfully as your assets.
Philanthropy & Impact Planning
Financial planning is not an investment product, but rather an ongoing process designed to help you achieve your goals by making smart decisions. It begins by evaluating your current financial situation, identifying and clarifying your goals, designing the appropriate plan for pursuing them, and monitoring its progress over time. We look at planning through a wide lens and develop strategies designed to pursue your short- and long-term goals.
Longevity Planning
Retirement concerns are not solely about financial matters, but also about quality of life and levels of independence. Because people are living longer today, many of today’s retirees can expect to live another 30 years. It’s why we also provide longevity planning, to address important issues associated with aging and the effects of increasing life expectancies, as they relate to housing, healthcare, caregiving and transportation.
Nonprofit Strategy & Stewardship
Nonprofits face unique financial responsibilities. We provide planning and investment oversight that aligns your board’s fiduciary duties with your mission. From investment policy design to reserve strategies and donor fund stewardship, we help you navigate complexity while staying focused on impact.
Socially Responsible Investing
Align your investments with your beliefs. Whether you prioritize environmental sustainability, social justice, or corporate governance, we help you identify opportunities that reflect your values while pursuing competitive returns. ESG screening, impact investing, and shareholder advocacy can all play a role in a values-driven portfolio.
Incorporating sustainable investing criteria into the investment selection process may result in investment perfomance deviating from other investment strategies or broad market benchmarks.
We dare to be different so we can make a difference.
By boldly embracing our identity, we take the lead in challenging the status quo and redefining what’s possible. Our unwavering commitment to stand out empowers us to create meaningful change, inspire others, and leave a lasting impact. Deciding to be different isn’t just a choice; it’s a responsibility to lead with intentionality, authenticity, and courage. By unlocking our own difference, we will transform possibility into reality, making a greater difference in every life we touch.
The ApexFlow framework
Identity
Purposeful planners
Who Are We?
At ApexFlow Wealth Management, we are purposeful planners who believe that financial planning is ultimately life planning. We don’t just crunch numbers—we build strategies that are deeply connected to the lives our clients want to live. Our identity is rooted in care, clarity, and conviction. We’re not interested in temporary wins or generic advice. We’re here to walk alongside our clients with intention, crafting custom pathways that reflect what matters most to them. Every plan we build is a reflection of the individual, couple, or family it’s made for—because we believe real wealth is about more than money. It’s about alignment, confidence, and freedom to focus on what you love. That’s why we’re in your corner—bringing both structure and heart into every financial decision, so you can live on purpose and with confidence.
What We Do Best
Simplicity
What do we do?
We believe that we specialize in making the complex feel clear. ApexFlow excels at taking the tangled, stressful financial realities business owners and retirees often face—especially those with significant life transitions or competing priorities—and distilling them into practical, powerful next steps. Where others get overwhelmed, we bring order. Where others hesitate, we bring momentum. Our team is skilled at seeing the whole picture— business, personal, emotional—and turning it into a plan that’s straightforward and actionable. This isn’t about simplifying for simplicity’s sake—it’s about equipping our clients to act with confidence. Because when the fog lifts and the path is clear, we believe they don’t just make better decisions —they can live better lives. Our clients don’t need more information. They need trusted interpretation and guidance. And that’s where we’re different.
Difference
Clearing the fog
What makes us different?
We cut through the noise so you can act with confidence. Financial advice is everywhere—but clarity is rare. We step into the chaos and complexity of our clients’ financial world and help bring calm, clarity, and conviction. While other practices may focus on performance metrics alone, we dig deeper: What’s really in the way? What questions are going unanswered? What dreams are being delayed? That’s where we do our best work—bringing direction where there’s doubt, and structure where there’s uncertainty. This isn’t about more control—it’s about more freedom. When our clients trust us to take the lead, they gain time, energy, and confidence to refocus on what matters most: their families, passions, and legacies. We’re not just planners— we’re clarity partners, and we believe that’s what sets us apart.
Promise
High-challenge, high-support leadership
What is our value proposition?
Our promise is high-challenge, high-support leadership. We’re not here to simply affirm what our clients are already doing—we’re here to elevate their thinking, reveal blind spots, and call them into better. We lead with honesty, clarity, and deep care, telling clients what they need to hear, not just what’s easy to say. That may sound bold—but we believe it’s exactly what our clients appreciate most. Because the result of this kind of leadership isn’t just a more efficient portfolio—it can lead to a more purposeful life. We strive to have clients walk away from conversations with ApexFlow feeling lighter, clearer, and more in control. We don’t just focus on helping people grow their wealth—we strive to help them make smarter decisions, reduce stress, and rediscover a deeper sense of alignment between their finances and their future. We show up fully so they can live fully.
Audience
Purposeful delegators
Who is our ideal customer?
We serve purposeful delegators—retirees, business owners, and high-capacity individuals who have spent years leading, building, and managing complexity. They’re capable, successful, and deeply intentional, but they’ve reached a point where doing it all themselves no longer makes sense. They’re ready to hand off the financial complexities so they can focus on the things that matter most: family, freedom, health, and purpose. Our clients don’t need convincing—they need clarity. They want to know that what they’ve worked so hard for is working just as hard for them. They don’t want jargon or surface-level advice. They want to trust a guide who sees their whole life and helps them align it all. When they come to ApexFlow, it’s not because they can’t manage their money—it’s because they choose not to carry that weight alone anymore.
Impact
Clarity and confidence
What difference does our difference make?
The real impact of our work isn’t just measured in numbers —it’s measured in financial confidence. That’s the power of clarity and confidence. When financial confusion is removed, decision-making becomes simpler. When every move is part of a bigger picture, clients act with greater purpose. And when they know someone has their back, they live more freely. At ApexFlow, we’re not just in the financial business—we’re in the freedom business. We believe that our work helps in giving people back their time, their energy, and their vision for what’s possible. And in doing so, we help them step into a life they were too busy or too burdened to imagine before. That’s what drives us every day.
Challenge
Don't Guess
What is our call to action?
Our challenge to clients is clear and direct: don’t guess. When it comes to your financial future, your legacy, and the people who count on you—guesswork just isn’t good enough. We invite you to leave uncertainty behind and replace it with clarity, structure, and support. You’ve spent years building, leading, and navigating complexity—don’t let that momentum stall because of unclear next steps. At ApexFlow, we believe purposeful lives require purposeful plans. We’re here to help you stop spinning your wheels, stop second-guessing your instincts, and stop carrying the entire load alone. You don’t need to know all the answers. You just need the right guide to ask the right questions— and help you move forward with confidence. So don’t guess. Partner with us to make smart, aligned decisions and create the life you actually want to live.
Meet the ApexFlow team
Our team of seasoned professionals is dedicated to helping you achieve your financial goals through personalized strategies and unwavering commitment.
Trevor Hanson
Founder | President | Wealth Advisor, RJFS
Jaden Gurney
Founder | President | Wealth Advisor – RJFS
Katie King
Founder | Sr. Vice President | Wealth Advisor – RJFS
Elisa Meacham
Client Service Associate
Frequently asked questions
Your Wealth Management Questions, Answered.
What makes ApexFlow different from other financial advisors?
We simplify the complex. Our specialty is turning financial chaos into confident, purposeful action. Through high challenge, high support leadership, we help clients gain clarity, not confusion.
What is “Purposeful Planning”?
It’s the belief that financial planning should reflect your life, not just your numbers. We begin with your values and vision, then build a customized strategy to align your wealth with what truly matters.
Do you work with clients outside of Utah?
Yes. While we’re based in Utah, we serve clients across the U.S. through secure, personalized virtual meetings.
How do I know if ApexFlow is right for me?
If you're a retiree, business owner, or high capacity individual looking to delegate complexity and gain clarity, ApexFlow was built for you.
What should I expect in my first meeting with ApexFlow?
The first meeting is all about you; your goals, your concerns, and your story. It’s a chance for us to listen, not pitch. The only decision we’ll make in that meeting is whether it makes sense to meet again.
Do I have enough to work with a wealth advisor?
If you’re facing financial complexity, whether it’s managing significant assets, equity compensation, a business, or retirement, you likely do. We typically serve clients with $1M+ in investable assets or advanced planning needs.
What’s the first step to getting started?
Schedule an introductory meeting. We’ll walk through your current situation and outline how we can bring clarity and purpose to your plan.
What’s included in a financial plan?
Your plan includes purpose discovery, cash flow analysis, investment strategy, tax planning, insurance review, estate coordination, and more. We connect every piece into one cohesive roadmap.
Do you offer second opinions on existing financial plans?
Yes. Whether you're looking for confirmation or clarity, we provide a no obligation review of your current strategy.
How often do we review the plan?
Your plan is a living document. We update it regularly, especially as your goals, the market, or tax laws evolve.
Can you work with my CPA and attorney?
Absolutely. We coordinate directly with your other advisors to ensure every detail of your financial life is aligned and working together.
How often do you meet with clients?
We meet proactively based on your needs. Some clients prefer quarterly check-ins, while others fully delegate and meet once a year. We connect during key life changes, tax windows, or market shifts, so your plan stays aligned, no matter how involved you want to be.
The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Adviser Representative.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Do you offer retirement income planning?
Yes. We help structure your distributions, coordinate pensions and Social Security, and optimize for longevity and tax-efficiency.
Can you help with Social Security and pensions?
Absolutely. We guide you through timing strategies, spousal benefits, and how these income sources integrate into your larger plan.
What if I’m already retired?
That’s a perfect time to revisit your strategy. Many clients come to us during retirement seeking more clarity, simplicity, and tax-smart income planning.
What is your investment philosophy?
We focus on long-term alignment, purposeful diversification, risk awareness, and thoughtful rebalancing. It’s not about chasing performance, it’s about staying the course with peace of mind.
Do you offer custom portfolios?
Yes. Every portfolio is built from the ground up based on your goals, risk tolerance, values, and tax considerations.
How do you help in volatile markets?
We provide calm, context, and clarity. Our job is to help you stay focused on your plan, not the noise.
Do you offer access to alternative and private investments?
Yes. For qualified clients, we provide access to carefully vetted alternative investments, including private equity, private credit, real estate funds, and structured solutions. We evaluate these opportunities for suitability, liquidity, and alignment with your overall strategy, not just for potential returns.
Rebalancing a non-retirement account could be a taxable event that may increase your tax liablity.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment.
Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Alternative Investments involve substantial risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. These risks include but are not limited to: limited or no liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided.
Do you create wills and trusts?
Yes. Whether you’re preparing to sell, scale, or step back, we help structure a plan that protects your wealth, minimizes taxes, and preserves your legacy.
Do you advise on business structures for asset protection?
Yes. We coordinate with your legal team to ensure ownership structures and liability protections support your long-term vision.
Can you help with executive benefits and deferred compensation?
Absolutely. We have deep experience integrating RSUs, stock options, SERPs, and deferred comp into your overall strategy.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Do you help business owners with exit planning?
Yes. Whether you’re preparing to sell, scale, or step back, we help structure a plan that protects your wealth, minimizes taxes, and preserves your legacy.
Do you advise on business structures for asset protection?
Yes. We coordinate with your legal team to ensure ownership structures and liability protections support your long-term vision.
Can you help with executive benefits and deferred compensation?
Absolutely. We have deep experience integrating RSUs, stock options, SERPs, and deferred comp into your overall strategy.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
How do you charge for services?
We offer clear, competitive fee structures based on assets under management or flat fee planning engagements. No surprises.
Are there any hidden costs?
No. Transparency is one of our core values. You’ll always know what you’re paying and what value you’re receiving.
We primarily offer fee-based advisory services charging a flat fee based on a client's total assets under advisement. However, if deemed appropriate and in our client's best interest, we also provide commissioned brokerage services. Though our financial advisor provides clients with great care and recommendations, advisors only have a legal fiduciary obligation to advisory clients.
In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement. Services rendered will be dependent on applicable agreements.
The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part 2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Adviser Representative.
How should I manage my RSUs, stock options, or ESPP plans?
We help you analyze your equity compensation, create tax-efficient exercise and liquidation strategies, and integrate them into your long-term plan.
Should I defer income using a Non-Qualified Deferred Compensation (NQDC) plan?
Possibly. We help assess whether deferring income makes sense based on your tax bracket, retirement timeline, and employer stability.
What’s the best way to handle a concentrated stock position?
We use strategies like tax-aware diversification, hedging, and charitable gifting to help you reduce risk while staying aligned with your growth goals.
How do I protect my wealth from legal or career-related liability?
We build protection through proper titling, legal structures, umbrella insurance, and coordination with trusted attorneys.
Can you help me plan my exit from corporate life?
Yes. Whether you’re planning early retirement or a new chapter, we model cash flow, equity liquidation, tax strategy, and healthcare needs to support a smooth transition.
What tax strategies should executives be thinking about in 2025?
We help implement Roth conversions, charitable giving, bracket management, and optimal timing of income or liquidation events.
Do I need a different estate plan as an executive?
Executives often need more advanced estate strategies. We help ensure your plan addresses privacy, complexity, and potential future exposure.
How do I plan around future promotions, bonuses, or corporate benefits?
We stress test your plan across multiple future scenarios so you stay in control, no matter what career opportunities arise.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Do you help nonprofits manage their investment portfolios?
Yes. We advise nonprofits and foundations on how to align investments with mission, liquidity needs, and long-term sustainability.
Can you assist with Investment Policy Statement (IPS) creation or review?
We help draft and refine IPS documents to support governance, clarity, and long-term consistency.
How do you support board members in fulfilling their fiduciary duty?
We provide oversight, fiduciary education, and robust reporting. Helping board members lead with confidence and mitigate liability.
Can you help our nonprofit balance mission-driven spending with long-term sustainability?
Yes. We develop drawdown and endowment strategies that respect both immediate needs and future impact.
Do you offer socially responsible or mission-aligned investing for nonprofits?
We can screen and customize portfolios using ESG or values-based criteria that reflect your mission.
Can you help us plan for large gifts or planned giving strategies?
Yes. We offer advice on major gifts, donor-advised funds, charitable trusts, and how to engage donors with long-term impact in mind.
What’s the benefit of working with a wealth advisor instead of just an investment manager?
We go beyond returns. Our approach brings strategic planning, board alignment, and purpose-driven stewardship to every financial decision.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Donors are urged to consult their attorneys, accountants or tax advisors with respect to questions relating to the deductibility of various types of contributions to a Donor-Advised Fund for federal and state tax purposes.
Incorporating sustainable investing criteria into the investment selection process may result in investment performance deviating from other investment strategies or broad market benchmarks.
Do you offer values-based or ESG investing?
Yes. We help you align your investments with your personal values. Whether that means environmental sustainability, social responsibility, or faith based screens.
Incorporating sustainable investing criteria into the investment selection process may result in investment perfomance deviating from other investment strategies or broad market benchmarks.
What makes ApexFlow different from other financial advisors?
We simplify the complex. Our specialty is turning financial chaos into confident, purposeful action. Through high challenge, high support leadership, we help clients gain clarity, not confusion.
What is “Purposeful Planning”?
It’s the belief that financial planning should reflect your life, not just your numbers. We begin with your values and vision, then build a customized strategy to align your wealth with what truly matters.
Do you work with clients outside of Utah?
Yes. While we’re based in Utah, we serve clients across the U.S. through secure, personalized virtual meetings.
How do I know if ApexFlow is right for me?
If you're a retiree, business owner, or high capacity individual looking to delegate complexity and gain clarity, ApexFlow was built for you.
What should I expect in my first meeting with ApexFlow?
The first meeting is all about you; your goals, your concerns, and your story. It’s a chance for us to listen, not pitch. The only decision we’ll make in that meeting is whether it makes sense to meet again.
Do I have enough to work with a wealth advisor?
If you’re facing financial complexity, whether it’s managing significant assets, equity compensation, a business, or retirement, you likely do. We typically serve clients with $1M+ in investable assets or advanced planning needs.
What’s the first step to getting started?
Schedule an introductory meeting. We’ll walk through your current situation and outline how we can bring clarity and purpose to your plan.
What’s included in a financial plan?
Your plan includes purpose discovery, cash flow analysis, investment strategy, tax planning, insurance review, estate coordination, and more. We connect every piece into one cohesive roadmap.
Do you offer second opinions on existing financial plans?
Yes. Whether you're looking for confirmation or clarity, we provide a no obligation review of your current strategy.
How often do we review the plan?
Your plan is a living document. We update it regularly, especially as your goals, the market, or tax laws evolve.
Can you work with my CPA and attorney?
Absolutely. We coordinate directly with your other advisors to ensure every detail of your financial life is aligned and working together.
How often do you meet with clients?
We meet proactively based on your needs. Some clients prefer quarterly check-ins, while others fully delegate and meet once a year. We connect during key life changes, tax windows, or market shifts, so your plan stays aligned, no matter how involved you want to be.
The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Adviser Representative.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Do you offer retirement income planning?
Yes. We help structure your distributions, coordinate pensions and Social Security, and optimize for longevity and tax-efficiency.
Can you help with Social Security and pensions?
Absolutely. We guide you through timing strategies, spousal benefits, and how these income sources integrate into your larger plan.
What if I’m already retired?
That’s a perfect time to revisit your strategy. Many clients come to us during retirement seeking more clarity, simplicity, and tax-smart income planning.
What is your investment philosophy?
We focus on long-term alignment, purposeful diversification, risk awareness, and thoughtful rebalancing. It’s not about chasing performance, it’s about staying the course with peace of mind.
Do you offer custom portfolios?
Yes. Every portfolio is built from the ground up based on your goals, risk tolerance, values, and tax considerations.
How do you help in volatile markets?
We provide calm, context, and clarity. Our job is to help you stay focused on your plan, not the noise.
Do you offer access to alternative and private investments?
Yes. For qualified clients, we provide access to carefully vetted alternative investments, including private equity, private credit, real estate funds, and structured solutions. We evaluate these opportunities for suitability, liquidity, and alignment with your overall strategy, not just for potential returns.
Rebalancing a non-retirement account could be a taxable event that may increase your tax liablity.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment.
Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Alternative Investments involve substantial risks that may be greater than those associated with traditional investments and may be offered only to clients who meet specific suitability requirements, including minimum net worth tests. These risks include but are not limited to: limited or no liquidity, tax considerations, incentive fee structures, potentially speculative investment strategies, and different regulatory and reporting requirements. There is no assurance that any investment will meet its investment objectives or that substantial losses will be avoided.
Do you create wills and trusts?
Yes. Whether you’re preparing to sell, scale, or step back, we help structure a plan that protects your wealth, minimizes taxes, and preserves your legacy.
Do you advise on business structures for asset protection?
Yes. We coordinate with your legal team to ensure ownership structures and liability protections support your long-term vision.
Can you help with executive benefits and deferred compensation?
Absolutely. We have deep experience integrating RSUs, stock options, SERPs, and deferred comp into your overall strategy.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Do you help business owners with exit planning?
Yes. Whether you’re preparing to sell, scale, or step back, we help structure a plan that protects your wealth, minimizes taxes, and preserves your legacy.
Do you advise on business structures for asset protection?
Yes. We coordinate with your legal team to ensure ownership structures and liability protections support your long-term vision.
Can you help with executive benefits and deferred compensation?
Absolutely. We have deep experience integrating RSUs, stock options, SERPs, and deferred comp into your overall strategy.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
How do you charge for services?
We offer clear, competitive fee structures based on assets under management or flat fee planning engagements. No surprises.
Are there any hidden costs?
No. Transparency is one of our core values. You’ll always know what you’re paying and what value you’re receiving.
We primarily offer fee-based advisory services charging a flat fee based on a client's total assets under advisement. However, if deemed appropriate and in our client's best interest, we also provide commissioned brokerage services. Though our financial advisor provides clients with great care and recommendations, advisors only have a legal fiduciary obligation to advisory clients.
In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part 2 as well as the client agreement. Services rendered will be dependent on applicable agreements.
The Financial Planning or Consulting services listed are generally those offered under the Wealth Advisory Services Agreement. However, fees and services are customized with each client agreement. For a complete list of fees and available services, please consult the most current Form ADV Part 2A and the Wealth Advisory Services Agreement that you may obtain from your Investment Adviser Representative.
How should I manage my RSUs, stock options, or ESPP plans?
We help you analyze your equity compensation, create tax-efficient exercise and liquidation strategies, and integrate them into your long-term plan.
Should I defer income using a Non-Qualified Deferred Compensation (NQDC) plan?
Possibly. We help assess whether deferring income makes sense based on your tax bracket, retirement timeline, and employer stability.
What’s the best way to handle a concentrated stock position?
We use strategies like tax-aware diversification, hedging, and charitable gifting to help you reduce risk while staying aligned with your growth goals.
How do I protect my wealth from legal or career-related liability?
We build protection through proper titling, legal structures, umbrella insurance, and coordination with trusted attorneys.
Can you help me plan my exit from corporate life?
Yes. Whether you’re planning early retirement or a new chapter, we model cash flow, equity liquidation, tax strategy, and healthcare needs to support a smooth transition.
What tax strategies should executives be thinking about in 2025?
We help implement Roth conversions, charitable giving, bracket management, and optimal timing of income or liquidation events.
Do I need a different estate plan as an executive?
Executives often need more advanced estate strategies. We help ensure your plan addresses privacy, complexity, and potential future exposure.
How do I plan around future promotions, bonuses, or corporate benefits?
We stress test your plan across multiple future scenarios so you stay in control, no matter what career opportunities arise.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Every investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. Prior to making an investment decision, please consult with your financial advisor about your individual situation.
Do you help nonprofits manage their investment portfolios?
Yes. We advise nonprofits and foundations on how to align investments with mission, liquidity needs, and long-term sustainability.
Can you assist with Investment Policy Statement (IPS) creation or review?
We help draft and refine IPS documents to support governance, clarity, and long-term consistency.
How do you support board members in fulfilling their fiduciary duty?
We provide oversight, fiduciary education, and robust reporting. Helping board members lead with confidence and mitigate liability.
Can you help our nonprofit balance mission-driven spending with long-term sustainability?
Yes. We develop drawdown and endowment strategies that respect both immediate needs and future impact.
Do you offer socially responsible or mission-aligned investing for nonprofits?
We can screen and customize portfolios using ESG or values-based criteria that reflect your mission.
Can you help us plan for large gifts or planned giving strategies?
Yes. We offer advice on major gifts, donor-advised funds, charitable trusts, and how to engage donors with long-term impact in mind.
What’s the benefit of working with a wealth advisor instead of just an investment manager?
We go beyond returns. Our approach brings strategic planning, board alignment, and purpose-driven stewardship to every financial decision.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Donors are urged to consult their attorneys, accountants or tax advisors with respect to questions relating to the deductibility of various types of contributions to a Donor-Advised Fund for federal and state tax purposes.
Incorporating sustainable investing criteria into the investment selection process may result in investment performance deviating from other investment strategies or broad market benchmarks.
Do you offer values-based or ESG investing?
Yes. We help you align your investments with your personal values. Whether that means environmental sustainability, social responsibility, or faith based screens.
Incorporating sustainable investing criteria into the investment selection process may result in investment perfomance deviating from other investment strategies or broad market benchmarks.