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Southern Utah Business Planning, From Family Ranches to Growing Companies
Our Richfield team helps Southern Utah business owners turn years of hard work into lasting financial freedom, whether that means handing the business to the next generation, bringing in a buyer, or stepping back with confidence.
Meet Your Southern Utah Team
Jaden Gurney
Founder | President | Wealth Advisor – RJFS
As someone who owns and operates his own companies, Jaden understands the risks and rewards business owners face firsthand. He specializes in business succession and retirement income planning.
Elisa Meacham
Client Service Associate
Elisa keeps the planning process organized for our business owner clients, from scheduling meetings to following up on paperwork and account questions.
Planning the Next Chapter
Your Business Is Your Legacy. Plan Its Future.
In small communities, a business is often more than a source of income. It may be the family ranch, a company your parents started, or one of the main employers in town. Passing it on, selling it, or slowly stepping away is a major financial event, and without a plan it can mean lost value, unexpected taxes, and strain on your family and employees. We help you work through those choices early and put a clear plan in writing.
Business Planning Services for Southern Utah Owners
Family and Ranch Succession
Plan how land, equipment, and operations pass to the next generation in a way that feels fair to every child, whether or not they work in the business.
Choosing Your Exit Path
Weigh selling outright, merging, or gradually reducing your role, and line up timing and structure with what you want life to look like next.
Developing Your Successor
Help the people taking over, whether your children or trusted employees, build the skills and confidence to keep the operation running well.
Preparing to Sell
Get your books, management, and daily operations in order so you can approach buyers from a position of strength and support a stronger valuation.
Employee and Partner Buyouts
Explore selling to key employees or partners through a management buyout or ESOP, including how a deal could be financed over time.
Tax Planning for the Transition
Review tools like installment sales and trusts that may reduce the capital gains and estate taxes owed when ownership changes hands.
Protecting What You Built
Put buy-sell agreements, insurance, and contingency plans in place so an unexpected event does not put the business or your family at risk.
Retirement Beyond the Business
Build an income plan from the proceeds of a sale or transfer so you can retire, reinvest, or start your next chapter with confidence.
Business Owners We Serve in Southern Utah
We work with ranchers, contractors, trucking and transportation companies, retailers, and tourism and hospitality businesses throughout the region, from Richfield, Salina, and Manti to Cedar City, St. George, and Kanab. Whether you plan to step back in two years or twenty, starting the conversation now gives you more options and more control over how your next chapter unfolds.
ApexFlow Wealth Management · 65 W Center St. Ste B, Richfield, UT 84701 · 435-893-6151
More From Our Richfield Team
Closer to Salt Lake City? Our Salt Lake City team offers Salt Lake City business planning.