The 5 Years Before Retirement: A Year-by-Year Planning Roadmap

Year-by-year roadmap for the 5 years before retirement, from defining goals in year 5 to launching the plan in year 1

Ask most people what their retirement plan is, and you’ll get one of two answers. Either a number, some version of “I need two million dollars,” or a shrug. Neither one is a plan. A number without a purpose behind it is just anxiety with more zeros, and a shrug is just anxiety without them. … Read more